An American Express credit card, a gold credit card, a smartphone displaying a digital American Express card, all on a white marble surface.

We Process Progress

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Logo of West America Bank with a blue star and text 'Your Community Banker'
Logo with the word 'fiserv' in lowercase orange letters on a white background.
VISA logo on a black background
Logo for AR Card Payments featuring a stylized letter 'A' in red and gray with the text 'AR CARD PAYMENTS' to the right
Close-up of the Mastercard logo with overlapping red and orange circles.
American Express logo in blue text on a white background.
Dreamcast logo with the word 'Dreamcast' and an orange dot above the letter 'A'.

Industries We Serve

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Full Service Restaurants

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Retail Stores

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Fast Food Restaurants

Hospitality

Supermarkets

Bars

Repair Shops

Gyms

We help merchants
save thousands of dollars annually.

Access better
payments with
our Point-of-Sale
Solutions

Establish your business for long-term success with a scalable POS system designed to grow with you. Combine our flexible, cloud-based point-of-sale software with a range of hardware options to create the perfect setup for your needs.

A woman wearing an apron at a cafe counter takes payment from a customer with a smartphone, while a cashier in the background prepares an order.

Transaction Complete

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A table set with two main plates of Italian food, a basket of bread, glasses of water and a pink beverage, and a menu. The top plate has a Caprese salad with cherry tomatoes, mozzarella, basil, and balsamic glaze. The bottom plate contains assorted seafood with olives and meatballs in tomato sauce.
A waiter holding a silver tray with a pink cocktail garnished with strawberries, set against a mountainous outdoor landscape.
A person appears to be flipping ingredients for a burger in the air, including lettuce, tomato, cheese, a burger patty, bacon, onion, cucumber, a sandwich bun, and a hamburger bun, with a black background.
Empty shopping cart in foreground, blurred grocery store with people shopping in background.
Inside a clothing store with racks of men's and women's apparel, hanging lights on the ceiling, and a mirror reflecting two women shopping.

Total

$78.34

Bar with collection of whiskey and liquor bottles displayed on shelves, viewed through a blurred foreground of objects.

Processing
Made Simple

Achieve long-term success with a scalable POS system designed for industries like retail, hospitality, food service, healthcare, and B2B. Our flexible software and versatile hardware streamline operations and support your growth.

A great company fosters great business.

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50+

Employees

$15B

Annual
Processing
Volume

120M+

Transactions
Annually

Receipt showing order number 101 at the main dining room, cashier John Smith, timestamp May 30, 2024, at 3:08 PM, item prices for grilled salmon, hot dog, chicken soup, subtotal, sales tax, and total amounts paid with cash and card.
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Dual Pricing:

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Zero Processing Fees

Dual pricing involves offering two distinct prices for the same product or service based on the payment method: a lower price for cash payments and a higher price for credit card payments. This practice allows merchants to recover the costs associated with credit card transactions by indirectly offering a cash discount, rather than adding a fee to credit purchases.

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Dual Pricing Compliance

Price display showing $20.79 for credit and $19.99 for cash.

Clearly display both the Credit Card and the Cash Price

Price sign displaying $29.99 with a 4% discount for cash purchases.

List the higher Credit Card price and advertise a discount for Cash purchases

Sign indicating acceptance of cash and credit cards, including VISA, Mastercard, and American Express.

Use the same price for both Cash and Credit Card purchases.